DSCR financing for furnished mid-term rentals near Long Beach hospitals. Finance 1-4 bed properties rented to travel nurses on 13-week contracts at premium furnished rates.
See if your Long Beach property qualifies. No credit pull.
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Why Long Beach is a prime market for furnished travel nurse rental investments.
Long Beach Memorial Medical Center is one of Southern California's largest hospitals. Travel nurses serving this coastal city need premium furnished housing near the beach and medical campus.
With Long Beach Memorial Medical Center, St. Mary Medical Center, VA Long Beach Healthcare in the area, travel nurses are constantly cycling through Long Beach on 13-week contracts. Each wave of new travelers needs fully furnished housing near the hospital — and they have housing stipends that cover premium rents.
DSCR loans are the ideal financing solution for Long Beach investors because they qualify based on the property's income potential as a furnished short-term rental — not your personal W-2 income. This means you can scale your travel nurse housing portfolio without income limitations.
Qualify based on the property's furnished rental potential — no personal income docs needed.
Target 1-4 bed homes within 15 minutes of Long Beach Memorial Medical Center or other major Long Beach medical facilities.
We use comparable furnished rentals near Long Beach hospitals to qualify the income. No tax returns needed.
Close in 3-4 weeks with rates comparable to conventional investment property loans.
List on Furnished Finder, Travel Nurse Housing, or local platforms. Enjoy consistent 13-week cycles at premium rates.
Get answers about financing furnished travel nurse properties in Long Beach.
Yes. DSCR lenders accept Furnished Finder, Travel Nurse Housing, and other short-term rental income as qualifying income for Long Beach properties. Our lenders understand travel nurse housing and know how to document furnished rental income properly. With typical Long Beach furnished rents of $2,720/month, we can structure these deals for approval.
For DSCR loans, the property's rental income is used for qualification — not personal income. So travel nurse stipends aren't needed. However, the strong furnished rental rates from travel nurses in Long Beach create excellent DSCR ratios. Our specialized lenders know how to underwrite properties rented to travel nurses on 13-week contracts.
Perfect. 90-day (13-week) leases align well with travel nurse assignments. DSCR lenders view 90-day furnished leases favorably because they provide stable medium-term occupancy. Long Beach properties with a track record of 90-day travel nurse leases are ideal candidates for DSCR financing.
Most DSCR loans require a minimum of 1.0 (income covers expenses). However, Long Beach travel nurse properties with premium furnished rents typically achieve DSCRs of 1.3-1.8+ thanks to the $2,720/month income from 13-week travel nurse contracts. This well exceeds minimum requirements.
Absolutely. DSCR loans cover 1-4 unit residential properties near Long Beach's hospitals. A 3-4 bed home rented to a travel nurse group at premium furnished rates generates significantly more income than a standard long-term lease. We finance these purchases, refinances, and cash-out refinances.
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