DSCR financing for furnished mid-term rentals near Port St. Lucie hospitals. Finance 1-4 bed properties rented to travel nurses on 13-week contracts at premium furnished rates.
See if your Port St. Lucie property qualifies. No credit pull.
A loan specialist will contact you within 24 hours.
Why Port St. Lucie is a prime market for furnished travel nurse rental investments.
Port St. Lucie's Cleveland Clinic Tradition Hospital brings world-class healthcare to the Treasure Coast. Travel nurses at this growing medical hub need premium furnished housing near Tradition.
With St. Lucie Medical Center, Tradition Medical Center, Cleveland Clinic Tradition in the area, travel nurses are constantly cycling through Port St. Lucie on 13-week contracts. Each wave of new travelers needs fully furnished housing near the hospital — and they have housing stipends that cover premium rents.
DSCR loans are the ideal financing solution for Port St. Lucie investors because they qualify based on the property's income potential as a furnished short-term rental — not your personal W-2 income. This means you can scale your travel nurse housing portfolio without income limitations.
Qualify based on the property's furnished rental potential — no personal income docs needed.
Target 1-4 bed homes within 15 minutes of St. Lucie Medical Center or other major Port St. Lucie medical facilities.
We use comparable furnished rentals near Port St. Lucie hospitals to qualify the income. No tax returns needed.
Close in 3-4 weeks with rates comparable to conventional investment property loans.
List on Furnished Finder, Travel Nurse Housing, or local platforms. Enjoy consistent 13-week cycles at premium rates.
Get answers about financing furnished travel nurse properties in Port St. Lucie.
Yes. DSCR lenders accept Furnished Finder, Travel Nurse Housing, and other short-term rental income as qualifying income for Port St. Lucie properties. Our lenders understand travel nurse housing and know how to document furnished rental income properly. With typical Port St. Lucie furnished rents of $2,080/month, we can structure these deals for approval.
For DSCR loans, the property's rental income is used for qualification — not personal income. So travel nurse stipends aren't needed. However, the strong furnished rental rates from travel nurses in Port St. Lucie create excellent DSCR ratios. Our specialized lenders know how to underwrite properties rented to travel nurses on 13-week contracts.
Perfect. 90-day (13-week) leases align well with travel nurse assignments. DSCR lenders view 90-day furnished leases favorably because they provide stable medium-term occupancy. Port St. Lucie properties with a track record of 90-day travel nurse leases are ideal candidates for DSCR financing.
Most DSCR loans require a minimum of 1.0 (income covers expenses). However, Port St. Lucie travel nurse properties with premium furnished rents typically achieve DSCRs of 1.3-1.8+ thanks to the $2,080/month income from 13-week travel nurse contracts. This well exceeds minimum requirements.
Absolutely. DSCR loans cover 1-4 unit residential properties near Port St. Lucie's hospitals. A 3-4 bed home rented to a travel nurse group at premium furnished rates generates significantly more income than a standard long-term lease. We finance these purchases, refinances, and cash-out refinances.
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